Investor Relations

Mortgagegreen is first to introduce Sustainable Mortgage-Backed Securities (SMBS’s) to Wall Street and institutional investors, bridging the gap between the capital markets and the greening of the real estate industry. 

Since our inception in year 2001, we have completed due-diligence, tested and refined this market opportunity, authored underwriting standards and are well-positioned to move forward with this exceptional opportunity to expand nationwide as leaders in green real estate financing.  Our CEO, Tomek Rondio is the acting Vice-Chair of the National Green Building Mortgage Underwriting Standards at the Capital Markets Partnership.

The Department of Energy says that conventional buildings in the U.S. eat up 71% of the country’s electricity output and are responsible for 38% of U.S. carbon dioxide emissions.  Energy efficiency is the quickest and least expensive way to extend the world’s energy supplies.

 We are part of the massive ($7.6 trillion), highly-competitive mortgage lending industry.  Our products, however, are highly unique, demonstrate great demand and are essential to green real estate, the fastest growing sector of the real estate industry (71% CAGR).

Our Executive Summary and NDA (for full Plan) are available upon request.

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                                                           . . . the opportunity is substantial and the timing is ripe. 

The top 6 Mortgagegreen differentiators . . . why this is such a spectacular opportunity;

1.    Lack of competition  -  To-date, there have been no products offered by the mortgage industry for funding green-certified properties, yet the demand is high and well-documented.

2.    The new National Green Building Mortgage Underwriting Standard  -   Mortgagegreen CEO, Tomek Rondio is the author of the National Green Building Mortgage Underwriting Standard.  As Vice-Chair of the Capital Markets Partnership, a highly-visible group of over 60 financial industry and political leaders, Mr. Rondio is the driving force behind drafting the new consensus Standard for underwriting green-certified properties and introducing it to the industry.  This underwriting Standard is conservative, enhancing the quality of investment collateral.   Industry-wide acceptance of the Standard is expected in the near term, placing Mortgagegreen firmly in a leadership position.

3.    Both supply and demand sides show strong need to fill a gaping void  -  The green real estate industry is undergoing explosive growth.  Borrowers show a strong demand for favorable financing of green properties and no products exist to fill their need.  On the supply side, institutional investors as well as pseudo-government agencies such as FannieMae and FreddieMac, are showing strong demand for Sustainable Mortgage-Backed Securities (SMBS) as an investment vehicle with superior collateral value, desirability and a way to safely and predictably divest into green real estate.

4.    Market share  -  Our financial projections are highly conservative yet show impressive ROI when considering only 1% of the national green remodeling market (first-year of operation, up to 5% in 5th year).   Along with remodel financing, we also offer home purchase financing, re-financing, green construction and stand-alone solar, among others.

5.    Offering new credibility and opportunity within a suffering industry  -  The recent demise of mortgage sub-prime has carried over to capital liquidity effecting most areas of real estate finance.  Mortgagegreen offers new, conservatively-underwritten products, based on green, environmentally-sustainable collateral, offering unprecedented transparency, all of which builds new credibility to an injured industry.

6.    Mortgagegreen is well-positioned for a lucrative industry leadership position  -  Mortgagegreen is in its seventh year of profitable operation.   Significant due diligence, market research and business-development has been completed within the expanding green real estate sector.  Knowledge base includes green certification, underwriting, scalable infrastructure, operational control, compliance and fraud detection.  Mortgagegreen is also supported by highly-experienced industry advisors and enjoys a wide range of possibilities for acquiring superb mortgage industry management and other talent, in the wake of the sub-prime crisis.