Market Focus today

The 2008 mortgage market is showing unprecedented turbulence, capital constraints and changes in underwriting guidelines.  As such we are staying well-informed in critical areas of service to our Clients:

Re-financing and Re-set loans

Is your mortgage re-setting to an adjustable rate?  When to cross over to a longer-term fixed is an important question with considerable implications.  We help you make an intelligent decision as to the most cost-effective move to long term fixed-rate stability. We offer several advantageous take-out products designed for longer-term stability . . . predictability in the choppy market.

Iron-clad loan Pre-Approval

Serious buyer, with ability to close a transaction?  Mortgagegreen goes well beyond a pre-approval and obtains a lender Conditional  Approval for the qualified Buyer.

In today's tight credit market, financing is rapidly becoming the weak link in the real estate purchase transaction.  It is imperative for Buyers to not only be pre-qualified but to have an iron-clad, current, conditional pre-approval from the actual lender. 

With your commitment to work with Mortgagegreen, we provide a loan pre-approval on our dime, no cost to Borrower.  This means that, even before you find a property, you will have a firm, lender-underwritten conditional approval valid for three months.

In the news:  Mortgage meltdown, limited liquidity . . . Mortgagegreen continues to present a choice of  attractive mortgage products; residential and commercial, for a wide range of financing transactions.  Including stated income jumbo, 620 FICO credit non-owner-occupied financing, 95% financing and more.